HOLIDAY CLOSURE NOTICE 

We will be closing at 1 pm on Tuesday, December 24th and closed on Wednesday, December 25 in observance of the Christmas holiday. We will also be closing at 3 on December 31st and closed on January 1 in observance of New Year's holiday.

Bank on the go anytime, anywhere using Digital Banking. Have a Smartphone? Download by clicking here: Mobile App.

 

El banco estara cerrado el dia 24 de Diciembre a la 1 pm y el Miercoles 25 de Diciembre todo el dia, en observancia a el dia de Navidad. Tambien estaremos cerrados a las 3 pm el dia 31 de Diciembre y cerrados el dia 1ro de Enero en observancia de el Año Nuevo.

Realice operaciones bancarias sobre la marcha en cualquier momento y en cualquier lugar utilizando la banca digital. ¿Tienes un smartphone? Descárguelo haciendo clic aquí: aplicación móvil.

 

Checking & Savings Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates accurate as of 12.30.2024

Personal Checking Accounts

Account Details | Apply Now

Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Absolutely Free Checking $50.00 None None None None
Youth Checking $10.00 None None None None
50+ Interest Checking $50.00 None None 0.02% 0.02%
Benefits Checking $50.00 None None None None
Prestige Interest Checking $50.00 $1,500.00 $0.01
$25,000.00
0.05%
0.07%
0.05%
0.07%
Personal Savings Accounts

Account Details | Apply Now

Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Personal Savings $50.00 None $500.00 0.06% 0.06%
Youth Savings $10.00 None $0.01 0.10% 0.10%
Christmas Club $0.00 None None 0.10% 0.10%
Health Savings $0.00 None $0.01
$2,500.00
$10,000.00
0.07%
0.40%
0.40%
0.07%
0.40%
0.40%
HealthyU HSA MMDA $0.00 None $0.01
$2,500.00
$10,000.00
1.50%
1.50%
1.50%
1.51%
1.51%
1.51%
Personal Money Market $50.00 $2,500.00 $0.01
$2,500.00
$100,000.00
$250,000.00
$500,000.00
$1,000,000.00
0.10%
0.10%
0.15%
0.25%
0.35%
0.40%
0.10%
0.10%
0.15%
0.25%
0.35%
0.40%
SecFed High Yield Money Market $50 $5,000.00 $0.01
$5,000
$100,000
$250,000
0.10%
2.00%
2.50%
3.50%
0.10%
2.02%
2.53%
3.56%
Personal CDs

Account Details | Apply Now

Term Minimum to Open Minimum Balance Interest Rate APY
3 Month $500.00 $500.00 0.41% 0.41%
6 Month $500.00 $500.00 0.51% 0.51%
12 Month $500.00 $500.00 0.71% 0.71%
18 Month $500.00 $500.00 1.26% 1.27%
24 Month $500.00 $500.00 2.06% 2.08%
30 Month $500.00 $500.00 2.06% 2.08%
36 Month $500.00 $500.00 2.85% 2.88%
48 Month $500.00 $500.00 1.64% 1.65%
60 Month $500.00 $500.00 1.54% 1.55%
Personal CD Specials

Account Details | Apply Now

Term Minimum to Open Minimum Balance Interest Rate APY
         
4 Month Special $500.00 $500.00 4.25% 4.31%
7 Month Special  $500.00 $500.00 4.25% 4.29%
Your Flex CD (15 Month)1 $500.00 $500.00 3.99% 4.05%
15 Month Special $500.00 $500.00 4.09% 4.15%
Your Flex CD (35 Month)1 $500.00 $500.00 3.50% 3.55%
         

1Interest compounds quarterly and credits quarterly. Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Make 1 FREE withdrawal from your Flex CD each month as long as the balance is above $10,000 at the time of the withdrawal. Make deposits into your Flex CD as much as you like! A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on an account.

2Terms of 12, 24 and 36 months available. Interest compounds quarterly and credits quarterly. Rate may change after the account is opened. A penalty may be imposed for early withdrawal.

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