We work for YOU

• Longer term, fixed-rate business loans
• Lower fees on small business loans 
• Faster turnaround times for small business loans

Let us help YOU Grow & Sustain

• Business Lines of Credit to cover unexpected expenses
• Refinancing options to reduce your monthly payments
• Acquisitions & mergers to meet your growth goals
• Partner buyouts to protect your future

Let us Help YOU Maximize Return & Simplify Collections

• Automatic Sweeps between your business line of credit and an interest earning deposit account, reducing manual and tedious work, maximizing your return on funds, and using a hands-off approach to managing cash flow
• Digital tools to collect receivables timely, send invoices and receive payments quickly and securely (via Autobooks or Point of Sale Terminals), and reduce operating costs

Let us Help YOU Add Time Back to Your Busy Day

• Pay vendors & receive payments easily via ACH
• Initiate wires safely and timely
• Accept payments quickly and securely
• Combat fraud, using positive-pay check and ACH tools
• Skip the trip to the Bank by using Remote Deposit Capture or Mobile Check Deposit to deposit checks
• Ensure full FDIC coverage, regardless of your balance, by using our IntraFi network products
• Skip the headache of Payroll and let us take care of paying your employees
• Hands-Off Money Movement for peace of mind wherever you are

Let us Handle it FOR you

• Personal Investments & Wealth Management offerings to improve investment return
• Employee Benefits Retirement Plan
• Trust Services

Trust and Investment Services are: Not a deposit; Not FDIC insured; Not insured by any government organization; Not guaranteed by SFSB; May lose value.